Think saving money is all about cutting coffee and downloading budgeting apps? Think again. In this honest, relatable guide, we unpack 5 Gen Z saving habits that might be doing more harm than good — and show you how to build money routines that feel soft, sustainable, and actually work. No shame, no spreadsheets — just real talk and smarter habits.

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This guide covers personal finance tips, the best budgeting apps, and money management apps that actually work.

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